Showing posts with label first time home buyer. Show all posts
Showing posts with label first time home buyer. Show all posts

Tuesday, March 1, 2022

What is success?

 What do you determine to be "successful?" 

When do you reach the point in your life where you say, "I am a successful human!" ???

It's like I have had these pictures in my head of what 'being successful' means. It was me working so hard at a career to reach the top and be unstoppable. It was doing everything by myself because that is what I have to do. I cannot rely on others. I cannot show weakness. This is something that has been on my mind for years- even more since I had a kid. I suddenly became very aware of just how uneducated I am. I quit college because it was too hard and too much and I just wanted to be married to my first husband and not worry with it all. I didn't like it like I did high school... boy, was that a dumb decision. I push myself so hard and so much just trying to prove something. Every day feels like a disappointment. I have to mentally make myself stop to look at what I have done and where I am. Of course, that doesn't mean that I do that every day. I have to remind myself again and again that I have done something right somewhere... haven't I?

I am constantly comparing myself to those who graduated college and in the same breath lifting up others who did not. I am so afraid that one day I will regret not going back to school more than I already do. It feels me with such sadness. I am equally afraid that one day my lack of education will be something that Sophie is embarrassed of. She is a freaking genius, ya'll. Does that mean that I am not successful? Because I quit college? 

I remember my first job. Working at Ebby's Cafe in El Dorado, Arkansas when I was just 18 years old. (That is if you don't count the times we had to bus the tables for our mom when were kids... or when I babysat when I was a teenager. Of course, bio dad didn't let me have any of that money, so that doesn't count!) To think that I have gone from being a waitress to the healthcare field then later food management to retail management then again into healthcare and onto Business Development. Um... what?? I would have never thought in a million years that I would be qualified for a job like the one I have, but I totally am. I love building relationships with people and helping businesses grow. I love meeting with all kinds of people and learning from them. I love to teach others and to help wherever I can. And I get to do all of that with this job. Does that mean that I am successful? Because I got a job without a degree?

How about how others see me? Wait.. we are not supposed to care about that right? I guess it's hard for me to really believe what others say to me or about me. I have a hard time trusting people these days. Even when I know they are saying something true, I still question their position in the whole thing. I don't understand what others see as "awesome" when it is just me doing something I have always done. I just do what has to be done or needs to be done or what I know to do because I know I am the one who needs/has to do it. So, is that how I judge my success? By the words of others?

I always thought, "People like me don't own houses." I still don't know the exact reason, but I got it in my head about 2 years ago that I want to start thinking of buying a house. Just thinking of it.. that is all. Months went by before I mentioned it to a local realtor. I was 100% honest with her. My credit sucked- it always has. And I have no idea where to start and I have no money for a down payment. She introduced me to a mortgage company in town that also specializes in helping people build their credit up with a plan that is specific to their credit scores. That is exactly what I needed. In May of last year, I had one credit score (540) out of three and it was with Experian. The bank that my car loan is at only reports to Experian so at least I had that going for me! They advised me on how to get the items off my credit that were on there (medical crap) and to get a secured credit card. (So many people recommended a secured credit card. I should have listened sooner!) It wasn't always easy, but I stuck with it. Charged something and paid it off as soon as it hit my app so that it wouldn't build interest. Repeat. To finally know, less than a year later, that I actually have a chance at owning a home one day brought tears to my eyes. 

As of today, I have been officially preapproved for a home loan of $125,000. I am nowhere near ready to buy a home. I have to get the stuff with my bio dad resolved and get a down payment, but the foster child in me would have never dreamed of having a home. A real home to call her own. 

WOW...  I can buy a home for my family.

Am I successful now? 



(Picture is of me from high school- when buying a home never crossed my mind. Just having a decent home was all I thought of.)

The Parker Probate Story- One last step.

 It has been a while since my last confession... Oops! Wrong platform. So much has happened since March, but I want to update on my bio dad...